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A Brief History of Money

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Contrary to popular belief, when banks make loans, they are not lending out money that people have deposited with them, but are instead creating completely new money, out of nothing. Absurd as this may seem, the fact is that 97% of our current money supply is created in this way - by private banks, out of nothing. What's more, in order to make a guaranteed profit, the banks create money out of nothing, lend it to us at interest, and then demand we pay back more money than exists! Collectively … [Read more...]

Money Today

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I wrote this a while back on the old united diversity wiki as a simple (as in simplified) introduction to how money works today: How money works today. How money works today is completely ludicrous. It pits people against each other and guarantees that the rich get richer while the poor get poorer. To understand how, imagine there are only 2 friends and a bank, and that in order to buy food, pay their rent, and trade amongst themselves, the 2 friends need money that only the bank can … [Read more...]

More money books

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A while back I posted Money Books, a collection of my favourite books all about money. Now, with the global economy struggling on all sides with economic collapse, climate change and peak oil very much beginning to kick in, I thought I share a few more good reads on the subject. Hopefully lots and lots of people will read these books and we can finally move away from Money as Debt madness towards a saner banking system. : [amtap book:isbn=0816649634] "A firsthand view of local currencies … [Read more...]

Links for October 14th to October 24th

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These are my links for October 14th to October 24th: Rick Hurst - Freelance Web developer. Bristol, England. - I am a web developer based in Bristol, England, with over 8 years of commercial experience. I specialise in building accessible websites using web standards, and integration with database driven Document and Content Management Systems. I have expertise in XHTML, CSS, Javascript, Plone, PHP, ASP, MySQL & XML. Netsight Internet Solutions - Plone Development, Consulting, and Design, … [Read more...]

Google 10 to the power 100

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I just submitted my application to Google's 10 to the power 100 project to identify projects which would impact on the greatest number of people (in the opinion of the web-oriented voters). Your idea's name (maximum 50 characters): At last, local money support for the web! Describe your idea in more depth. (maximum 300 words) Money is very poorly understood; how it creates scarcity from surplus, how banks create money practically ex nihilo, by lending it, and how they then reap interest on all … [Read more...]

Links for October 5th to October 14th

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These are my links for October 5th to October 14th: Bail us out - So there’s a financial crisis and the US government just handed over $700 billion to the people who created the mess. And it hasn’t worked. You’re giving the money to the wrong people.These guys take home $300M, no wonder they’re not bothered. But the solution is here: Pay off the debts of everyone else. Welcome to World Food Garden - World Food Garden is a place where enlightened people of the world are … [Read more...]

Transition Handbook

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UPDATE: The Transition Handbook is now online in a wiki! :P UPDATE: download Transition-Handbook.pdf UPDATE: download Transition-Handbook.odt See also: Transition Primer [amtap book:isbn=1900322188] I really can't recommend this book highly enough, but if you need more convincing... "a must-read labelled, 'immediate' " - Jeremy Leggett, founder of Solarcentury and SolarAid "The Transition Handbook will come to be seen as one of the seminal books which emerged at the end of the Oil Age" … [Read more...]

Links for September 30th to October 1st

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These are my links for September 30th to October 1st: globeandmail.com: A place to lay your laptop - Not everyone can be productive in a coffee shop. But road warriors take note: The growth of 'co-working' means many cities now offer places to buckle down - and maybe make connections, too. Jon Azpiri reports The WSGI era is here « Carpet Python - This is probably obvious for the people that uses Repoze or Pylons, or early adopters in the Plone world, but from a Plone or a Zope … [Read more...]